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- Bank of England’s latest Money and Credit Report shows net mortgage approvals for house purchases rose from 47,900 in October 2023 to 50,100 in November.
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While most of the top crypto casinos that we recommend offer bonus funds to depositing players who sign up and make a payment, not many online casinos offer this type of bonus. If they do, it’s usually a small amount that gives you the chance to check out the casino, how it functions and what it has to offer. It’s the perfect way to find games you like and see how the site operates with zero risk to your Bitcoin.
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Its broker-exclusive deals see some of the biggest cuts with a two-year fixed remortgage deal now priced at 4.6percent (65percent LTV). Five-year fixed rates start from 4.28percent (65percent LTV) or 4.7percent at 95percent LTV, both with a 1,495 fee. Broker-only lender Foundation Home Loans has cut rates by up to 0.9 percentage points for residential and buy-to-let mortgages. Its five-year fixed rate deal for owner-occupier borrowers is 6.59percent, at 75percent LTV with a 1,495 fee. Virgin Money has launched a range of fixed rate mortgage deals for first-time buyers and those moving home. HSBC has cut fixed rates by up to 0.21 percentage points across its range.
Other highlights include a five-year fixed rate at 5.05percent (75percent LTV), also with a 6percent fee. Gen H has cut fixed rates across its range by up to 0.5 percentage points. It is offering a two-year fixed rate at 4.99percent, three-year rates from 4.84percent and five-year rates from 4.87percent (all 60percent LTV) with a 999 fee. To get the lowest rates borrowers must use Gen H’s legal service for conveyancing.
This remark has been taken positively by mortgage lenders, with increasing numbers announcing reductions to their fixed rates. It is offering a two-year fixed rate for residential remortgage at 6.26percent (60percent LTV) with a 995 fee and a five-year fixed rate equivalent at 5.59percent. Newcastle building society has cut rates on selected deals, available through brokers, for buy-to-let customers by up to 0.46 percentage points.